⁹ Our fee (refinance) includes:

• receiving and preparing loan documentation from your new bank and attending on execution
• completing a guaranteed search of the title
• requesting a discharge of mortgage from your existing bank
• requesting rating information from the Local Authority (the bank requires us to ensure that the rates are up to date)
• setting up the edealing to discharge the existing mortgage and register the new mortgage
• preparing an authority and instruction form for you to sign, authorising us to discharge the existing mortgage and register the new mortgage
• receiving the insurance certificate
• forwarding our Solicitors Certificate and loan documentation to the new bank
• receiving discharge of mortgage authorization from the existing bank
• preparing the file for settlement
• receiving the mortgage settlement figure from the existing bank
• receiving settlement funds from the new bank
• completing registration of the discharge and new mortgage
• paying any outstanding rates to the Local Authority
• repaying the existing mortgage
• paying any proceeds (less our fee) to your nominated bank account
• reporting to you
• reporting to the bank

¹⁰ Disbursements (refinance) include:

account service fee	$  18.50
e-conveyancing fee	$  28.75
search and registration fees	$175.00
photocopying, phone and fax charges	$  16.00
	$238.25

Note: the cost of any extra attendances will be charged on the basis of our time records.  Additional fees may also be charged where the refinance is being undertaken by a trust or company.